The 8 Best International Banks for Global Banking in 2025

Global banking in 2025 is changing fast, with international banks rolling out smarter and more flexible services for both individuals and businesses. From managing different currencies to handling cheaper cross-border payments or getting support with private wealth management, there are now plenty of options to choose from. Picking the right bank can make a huge difference, so we’ve put together a simple overview to help you understand what the top international banks offer and how to find the one that best fits your financial needs. However, there are always other, less known options that may well be good for you besides this list. 

At Offshore Pro Group, we specialize in helping clients open accounts with leading banks worldwide. From large international ones to boutique, specialist institutions. With both free and paid consultations, our experts can guide you through compliance, account opening, and selecting the ideal international bank for your needs.

What Makes a Bank “International”?

An international bank is more than just a local branch in another country. It is a bank and financial institution that operates across borders, offering clients access to financial services worldwide. This may include multi currency accounts, investment banking, or global ATM access.

Big players like HSBC and Citibank have a massive global presence, running operations in more than 50 countries around the world. On the other hand, smaller boutique institutions — such as Swissquote or Banque Syz — focus on niche areas, offering services like wealth management, asset protection, and tax planning for clients who need more tailored solutions. Both categories are valuable: while large banks provide reach, smaller ones may offer stronger privacy, tailored structures, and flexibility for clients dealing with cross border markets.

How to Choose the Right International Bank

Selecting the right bank depends on your profile and needs. A digital nomad looking for multi-currency accounts will not need the same solutions as a multinational corporation managing billions in assets.

Key features to consider when choosing a bank include:

• Multi-currency accounts: manage currencies in one account, ideal for global clients.
• Low fees for international transactions: avoid high withdrawal fees or costly transfers.
• Global branch and ATM network: reliable international ATM access is crucial when traveling.
• Reputation and scale: larger banks often provide more stability and broader services. Make sure to explore the world’s largest banks by assets.
• Financial stability and security: ensuring your funds are safe is non-negotiable. You can refer to our ranking of the safest banks in the world when evaluating options.
• Strong online banking platform: especially important for remote account opening.
• 24/7 customer support: ensure your bank serves you worldwide, across time zones.

Remember, Offshore Pro Group offers both complimentary 15-minute consultations and in-depth one-hour sessions (€300, discounted from €500) to help you select the best institution.

The Top 8 Best International Banks: A Ranked List

Below is our ranked bank list, highlighting the international banks that provide global coverage, strong digital platforms, and comprehensive financial services in 2025. You also will see that these are based in different parts of the world, as geographical choice is crucial. 

Remember, however, just because they’re some of the most notable international banks, that the bank you may need, may well be a smaller bank, due to their services and jurisdictional benefits. 

1. HSBC

HSBC remains one of the biggest banks worldwide, with a strong presence in Asia, Europe, and the Middle East. Known for its wide financial services portfolio and global ATM access, it is especially useful for international trade.

Best for: International trade businesses and British expats.

2. Citibank

Citibank offers extensive personal banking and commercial banking solutions across more than 90 countries. With excellent international ATM access and currency accounts, it is a reliable choice for frequent travelers.

Best for: Individuals who travel frequently and need seamless international banking services.

3. J.P. Morgan Chase & Co.

Known as a leading investment bank, J.P. Morgan combines commercial banking with elite wealth management. Its total assets surpass 1 billion USD, making it one of the largest banks worldwide.

Best for: High-net-worth individuals and corporations needing advanced investment banking and advisory solutions.

4. UBS

UBS is a Swiss investment bank with a reputation for stability and financial services holding structures. It specializes in private banking, asset management, and multiple currencies accounts designed for global investors.

Best for: Clients seeking strong wealth protection and global investment access.

5. Standard Chartered

Standard Chartered has a strong presence in Asia, Africa, and the Middle East. It is ideal for companies managing cross border operations in emerging markets.

Best for: Businesses expanding into developing economies or requiring multi currency solutions across different countries.

6. Bank of America

Bank of America provides a wide variety of bank and financial solutions. Although more US-focused, it also offers international banking options for Americans abroad.

Best for: US residents who need domestic stability but also international support when moving to a new country.

7. DBS Bank

Based in Singapore, DBS has built a name for itself as one of Asia’s most forward-thinking banks. It’s known for its advanced digital tools and smooth online services, including the option to open accounts remotely, something that attracts tech-focused entrepreneurs and international investors alike.

Best for: Clients who want a digital-first banking experience and value strong access to Asian markets.

8. BNP Paribas

This French multinational investment bank has a strong presence in Europe, making it one of the best banks for Eurozone clients. Its financial services holding company structure ensures stability and diversification.

Best for: Clients with Euro-based needs, especially those requiring multiple currencies and cross-Europe transactions.

Top International Banks in USA

For clients specifically looking at US-based international banks, the leaders are Citibank, J.P. Morgan Chase, and Bank of America. These banks offer a mix of commercial banking, private wealth services, and global reach.

Offshore Pro experts can guide you in selecting the right US or non-US bank and financial partner, depending on your profile and compliance needs.

Conclusion

Global banking in 2025 requires a careful balance of convenience, compliance, and opportunity. Whether you choose a global giant like HSBC, a multinational investment bank like BNP Paribas, or a boutique Swiss option, your choice of bank will shape your financial flexibility.

At Offshore Pro Group, we can help you evaluate jurisdictions, compare fees, and ensure your account opening is smooth. Contact us today for a free 15-minute consultation or a one-hour tailored strategy session. The complimentary consultation is ideal if you’re wanting an overview of a service, or have a couple of questions. The hour long session is with an expert in banking, who can go in-depth about options tailored to your needs. Get in touch to get started. 

Frequently Asked Questions About International Banks